Shinsei Bank, Ltd. engages in the business of banking services. It operates through the following segments: Institutional Business, Global Markets and Individual Business. The Institutional Business segment provides corporate and syndicated loans, acquisition finance, ship finance, healthcare finance, finance for startup, private equity, renewable energy finance, real estate non-recourse finance, project finance and rehabilitation finance services. The Global Markets segment provides financial products and services for financial institutions, foreign exchange, derivatives, and other capital markets. The Individual Business segment provides unique products that are not offered by any other bank such as comprehensive accounts, home mortgages, investment trusts, unsecured personal loans, shopping credit cards and loans secured by real estate. The company was founded on December 1, 1952 and is headquartered in Tokyo, Japan.